Our Team

Head Office

Steven Koster

Steven Koster


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Steven has over 20 years of finance and operations management experience in the leasing industry. Prior to Pivotal, Steven spent 5 years as SVP Finance and General Manager at Capital Underwriters, before it was acquired by TD Bank. Steven began his leasing career with Newcourt Credit Group where he was significantly involved in financial reporting, business acquisition and integration in Canada and the U.S.  Steven holds a Bachelor of Commerce degree from McMaster University and a CPA designation.

Bruce Moffat

Bruce Moffat

Vice President & General Manager

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As VP & General Manager of Pivotal Capital Corp, Bruce is a seasoned mid-ticket originations specialist with 22 years of experience in Equipment Financing and Leasing. His primary focus is building Transportation and Construction sales teams with capabilities in both direct and vendor spaces.


Peter Mazzei

Vice President, Credit

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Peter has nearly 30 years of financial services experience in Canada, most recently serving as Senior Vice President, Credit at ECN Capital and Element Financial. Peter has an extremely rare skill set that combines extensive Credit and Sales experience in equipment financing with a pro-business vision.


Etienne Ricard

Vice President, Capital Markets

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Etienne joined Pivotal as VP Capital Markets with over 15 years of experience in the equipment financing industry.  Prior to joining the team, Etienne held various roles of increasing responsibility in Capital Markets notably at GE Capital and Wells Fargo.  Etienne has proven track record in loans & leases structuring and syndication in the mid-market sector.    His comprehensive experience allows him to provide custom solutions to the customer’s unique needs.  Etienne holds a Master’s degree in Finance & Administration from Sherbrooke University and has a CFA designation.

Regional Vice Presidents


Jacques Beauchamp

Vice President Sales, Quebec


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Jacques brings over 35 years of experience in the Quebec equipment finance industry to Pivotal. His mandate is to grow the Quebec market through his long-established contacts in the transportation, construction and manufacturing segments. Jacques holds an MBA and has worked for several banks with his most recent position managing Quebec for Element-ECN.

Matt Bellai

Matthew Bellai

Vice President Sales, Western Canada

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Matt joins Pivotal with 14 years of Equipment finance experience, having worked for such notable companies as GE Capital and ECN Capital.   A Certified Public Accountant based in our Calgary office, he understands how to structure the right finance option for his clients and vendors so they can get their equipment to work quickly and cost effectively. A key member of the Senior Leadership Team, Matt’s role as VP Sales for Western Canada includes hiring and managing top-performing salespeople as well as driving direct originations throughout Alberta.

Tony Chieco

Tony Chieco

Vice President Sales, Canada


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Tony brings over 26 years of financial service excellence to Pivotal Capital Corp. His strong work ethic, attention to detail, excellent customer service and knowledge of equipment are just a few factors that have contributed to his success over the many years in the Transportation & Construction industries.

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Marcia Bryan

Director, Operations

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Marcy has over 25 years in the equipment financing industry, working in all areas from contract origination, syndication, and assignment business to portfolio management.  Marcy has spent all her career on the operations side of the business and in her previous roles has played a key part when acquiring new systems as the book of record and was instrumental in creating policies and procedures. As Pivotal’s Director of Operations she will continue to use her knowledge to develop and build Pivotal’s operations team, streamlining policies and procedures to ensure our customers receive the best service in the industry.

Ontario Team

Chris Ford

Chris Ford

Account Executive, SW Ontario

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Chris has been in banking and equipment finance for almost 40 years, most recently with ECN Capital. Chris spent 22 years with Little Bros. Leasing in sales and management roles. He then transitioned to Nexcap when they acquired Little Bros. and joined Element Financial (later ECN) upon their purchase of Nexcap in 2013. In addition to his sales role with Element/ECN, Chris administered a brokered portfolio in Western Canada and spent nine months in the Credit Department. Chris’ major strength is building trust and relationships with his clients.

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Nurdan Kiper

Account Manager

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Nurdan joins Pivotal as an Account Manager. With numerous years of experience in customer service and sales, she can understand and attend to client’s needs while maintaining positive and genuine connections. Nurdan holds an Honours Bachelor of Arts degree from University of Toronto with a background of Politics, Law, and Psychology.

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Lisa Landry

Sales Support Specialist

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Lisa joins Pivotal as a Sales Support Specialist, bringing with her 25 years of experience in the lease financial sector. Lisa’s clear communication style and broad leasing experience allows her to organize quickly, provide fast turnaround, and to identify and solve problems. Prior to joining Pivotal, Lisa held positions in sales support, documentation, and senior customer service with ECN Financial Inc, AT&T Capital, Maxium Financial, and Wells Fargo.


Scott Little

Account Executive, GTA

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Scott brings nearly 25 years of experience in the financial field with him.  Starting out at the family’s boutique finance shop, he has worked at several high profile companies such as Element and ECN.  He specializes in the transportation side, and has now moved in to medical and construction.  Scott has a passion for this business and takes great pleasure in working with such an elite group of professionals.

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Bonnie Looby

Account Executive, Central Ontario

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Prior to joining Pivotal Capital Bonnie held the position of Business Manager-F&I at the largest Freightliner/Western Star heavy truck dealership in Ontario for 14+ years. With over 25 years experience in financial services, Bonnie has a proven track record of financing equipment in the transportation, manufacturing, and construction industries. Earlier experience includes equipment financing with two chartered banks and Operations Manager at a heavy truck dealership. Bonnie’s vast experience along with the team at Pivotal will ensure customer’s expectations are consistently exceeded. Bonnie has an Honors Diploma in Business Administration from Sheridan College and has taken subsequent credit analyst studies from University of British Columbia.

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Sara Porter

Director of Third Party Originations


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Sara joins Pivotal as Director of Third Party Originations with over 15 years experience in the equipment finance industry. She is well known for her passion, integrity and “get it done” work ethic making her a great match for the Pivotal and Axis Financing team as well as within the equipment finance community and as such, cultivates strong, lasting relationships with Referral Partners from Coast to Coast. Sara’s primary focus is growing the referral partner business and relationships at Pivotal in providing a level of service that her referral partners have come to know, expect, and deserve.

Jasjit Toor

Jasjit Singh Toor

Account Executive, GTA

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Jasjit has been in the Canadian Transportation & Construction industries for three years following eight years in Construction in Ludhiana, India. His strong work ethic, proactive customer service and equipment knowledge makes him an asset to both his customers and Pivotal. Jasjit brings a wealth of education to Pivotal, including his Bachelor of Engineering and MBA, as well as diverse experience earned through acquiring his AZ driver’s license.

Quebec Team

Western Team

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Maxime Creton

Account Executive, Quebec

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Maxime is an Account Executive in the Quebec region. As an entrepreneur for the past 15 years he has become skilled at effectively communicating with his clients and understanding their needs. Maxime is well known in his community for providing outstanding service, prioritizing turnaround time and for his dedication to his clients.


Ali Bikhan

Director of Sales – BC

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Ali is a results-oriented sales professional with 15+ years of experience in B2B / B2C sales with a proven track record of exceeding monthly sales quotas. He also has a Financial/Accounting educational background and 5+ years experience in the financial industry. He is highly skilled at creating new relationships and maintaining strong customer relations to generate repeat business.